EMPLOYEE BENEFITS OVERVIEW
Health & Prescription Drug Insurance
The West Bend School District offers two health plan options, through UMR to qualified employees and their eligible dependents:
• $1,500 Deductible
• $2,500 Deductible
Prescription drug coverage through OptumRx is included in each of the health plans.
Monthly premiums for these plans vary depending on the tier elected (single, employee + 1 and family). Employees who enroll in a district health plan are eligible to earn incentives toward healthcare costs through participation in our voluntary wellness program.
Employees and their eligible dependents who are enrolled in a district health plan also have access to care at our near site Clinic free of charge.
Near Site Clinic
All employees of the West Bend School District who are regularly scheduled 20 or more hours per week and any dependents over the age of two, who are enrolled in the District health plan, have access to our near site wellness clinic, located inside Froedtert West Bend Health Center.
Wellness
The West Bend School District wellness initiatives encompass the following areas:
• Physical Fitness
• Diet & Nutrition
• Financial Wellness
• Emotional/Mental Health
• Social/Workplace Wellbeing
Dental
Dental benefits are provided to qualified employees and their eligible dependents through Delta Dental of Wisconsin.
Vision
Voluntary vision benefits are offered to qualified employees and their eligible dependents through Superior Vision.
Flexible Spending Accounts
Voluntary flexible spending accounts are offered to eligible employees who wish to set aside pretax money for eligible healthcare and dependent care expenses.
• Option to contribute up to the allowable IRS limits
• Up to $500 carryover for unused balances
Life and Disability Insurance
Life
Life insurance and accidental death and dismemberment benefits are provided to qualified employees through Madison National Life Insurance.
Long-Term Disability
The West Bend School District provides long-term disability (LTD) coverage to all eligible employees through Madison National Life Insurance. LTD is designed to provide partial income replacement to employees when they are disabled for more than 90 days due to a covered illness or injury.
Short-Term Disability
Voluntary short-term disability (STD) coverage is offered to all eligible employees through Madison National Life Insurance. STD is designed to provide partial income replacement to employees when they are disabled for less than 90 days due to a covered illness or injury.
Employee Assistance Program
Free, confidential employee assistance services are available to all eligible West Bend School District employees. Services may include short-term counseling and resources for health/wellness, family issues, substance abuse, etc.
Wisconsin Retirement System (WRS)
The Wisconsin Retirement System provides retirement (pension) benefits to the West Bend School District employees and to most public employees across the State of Wisconsin. WRS participation is automatic for all eligible employees, with coverage beginning on the first day an employee is eligible based upon WRS rules. The required 2022 contribution is 13% of your gross earnings — a 6.50% employee share and a 6.50% employer share. The employee share is deducted on a pre-tax basis. Your retirement income will be based on your years of service, your age at retirement, and the average of your highest three years of earnings or based on the total cash value of your account, whichever is greater. WRS also provides death, permanent disability, and separation benefits. There is a five year vesting requirement if you were hired on or after July 1, 2011 and have no WRS credible service prior to July 1, 2011. You are immediately vested if you have WRS service prior to July 1, 2011.
Voluntary 403(b) Retirement Plan
The West Bend Joint School District #1 is pleased to offer the 403(b) Plan to eligible employees in order to help save for retirement. The plan allows you to save on a tax deferred basis and a Roth basis. Plan oversight and administration is provided by WEA Member Benefits or AXA Equitable.
BENEFITS ELIGIBILITY SUMMARY
|
BENEFIT TYPE |
EMPLOYEE TYPE |
||
|
TEACHERS |
ADMINISTRATORS, CLERICAL, PROFESSIONAL/TECHNICAL, AND FULL-TIME MAINTENANCE STAFF |
AIDES, SCHOOL NURSES, TRANSPORTATION, AND PART-TIME MAINTENANCE |
|
|
Medical |
Yes (surcharge may apply) |
Yes |
No (Nurses can purchase coverage) |
|
Dental |
Yes |
Yes |
Yes (can purchase coverage) |
|
Vision |
Yes |
Yes |
Yes |
|
Flexible Spending Account |
Yes |
Yes |
No |
|
Basic Group Life Insurance |
Yes |
Yes |
Yes |
|
Supplemental Life Insurance |
Yes |
Yes |
Yes |
|
Accidental Death and Dismemberment |
Yes |
Yes |
Yes |
|
Short-Term Disability |
Yes |
Yes |
Yes |
|
Long-Term Disability |
Yes |
Yes |
Yes |
|
Wisconsin Retirement System |
Yes (some exceptions apply) |
Yes |
Yes (some exceptions apply) |
|
Voluntary 403(b) Retirement Plan |
Yes |
Yes |
Yes |
|
Employee Assistance Program |
Yes |
Yes |
Yes |
BENEFITS PLAN YEAR
The benefits plan year runs from January 1 through December 31, annually. Open enrollment for the following calendar year takes place each November. This is the only time of the year changes can be made to benefits, outside of a qualifying event.
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